{ "service": "yield_plan", "name": "Venus yield ranking, and whether moving pays for itself", "price_display": "0.10 $U", "task": "where is the best yield on BNB Chain for USDT right now", "produced_at": "2026-09-16T11:01:10.716Z", "took_ms": 23061, "result": { "service": "yield_plan", "plan": { "measured_block_time": { "seconds_per_block": 0.4501, "blocks_per_year": 70059761, "measured_over_blocks": 100000, "from_block": 122109910, "to_block": 122209910 }, "why_the_block_time_is_here": "Venus quotes interest per block, so an APY depends entirely on how many blocks a year has. BSC now produces a block every 0.4501 s — about 70,059,761 a year, not the 10,512,000 that three-second blocks implied and that most published BSC yield figures still assume. Using the old constant understates these rates by roughly 6.7x.", "markets_read": 54, "ranked": [ { "vtoken": "0xeca88125a5adbe82614ffc12d0db554e2e2867c8", "symbol": "vUSDC", "supply_apy_pct": 5.1224, "borrow_apy_pct": 6.5561, "utilisation_pct": 87.41, "available_liquidity_usd": 4439425, "total_supplied_usd": 35255660, "collateral_factor": 0.825, "cross_check": "unconfirmed — Venus's own API did not answer" }, { "vtoken": "0xfd5840cd36d94d7229439859c0112a4185bc0255", "symbol": "vUSDT", "supply_apy_pct": 2.8734, "borrow_apy_pct": 4.6437, "utilisation_pct": 69.34, "available_liquidity_usd": 57381057, "total_supplied_usd": 187179307, "collateral_factor": 0.8, "cross_check": "unconfirmed — Venus's own API did not answer" }, { "vtoken": "0xc4ef4229fec74ccfe17b2bdef7715fac740ba0ba", "symbol": "vFDUSD", "supply_apy_pct": 2.6599, "borrow_apy_pct": 5.5484, "utilisation_pct": 54.02, "available_liquidity_usd": 2780166, "total_supplied_usd": 6045874, "collateral_factor": 0.65, "cross_check": "unconfirmed — Venus's own API did not answer" }, { "vtoken": "0x689e0dab47ab16bcae87ec18491692bf621dc6ab", "symbol": "vlisUSD", "supply_apy_pct": 2.537, "borrow_apy_pct": 5.4169, "utilisation_pct": 52.77, "available_liquidity_usd": 168352, "total_supplied_usd": 356439, "collateral_factor": 0.5, "cross_check": "unconfirmed — Venus's own API did not answer" }, { "vtoken": "0x334b3ecb4dca3593bccc3c7ebd1a1c1d1780fbf1", "symbol": "vDAI", "supply_apy_pct": 2.3892, "borrow_apy_pct": 5.2546, "utilisation_pct": 51.23, "available_liquidity_usd": 785960, "total_supplied_usd": 1611457, "collateral_factor": 0, "cross_check": "unconfirmed — Venus's own API did not answer" }, { "vtoken": "0x3d5e269787d562b74acc55f18bd26c5d09fa245e", "symbol": "vU", "supply_apy_pct": 2.1934, "borrow_apy_pct": 3.9574, "utilisation_pct": 62.12, "available_liquidity_usd": 10759280, "total_supplied_usd": 28400064, "collateral_factor": 0.75, "cross_check": "unconfirmed — Venus's own API did not answer" }, { "vtoken": "0x74ca6930108f775cc667894eea33843e691680d7", "symbol": "vUSDe", "supply_apy_pct": 1.9049, "borrow_apy_pct": 4.439, "utilisation_pct": 57.93, "available_liquidity_usd": 15541, "total_supplied_usd": 36938, "collateral_factor": 0.7, "cross_check": "unconfirmed — Venus's own API did not answer" }, { "vtoken": "0x0c1da220d301155b87318b90692da8dc43b67340", "symbol": "vUSD1", "supply_apy_pct": 1.3273, "borrow_apy_pct": 4.2815, "utilisation_pct": 41.94, "available_liquidity_usd": 557094, "total_supplied_usd": 959451, "collateral_factor": 0.5, "cross_check": "unconfirmed — Venus's own API did not answer" }, { "vtoken": "0xbf515ba4d1b52ffdceabf20d31d705ce789f2cec", "symbol": "vSOL", "supply_apy_pct": 0.632, "borrow_apy_pct": 5.2237, "utilisation_pct": 15.47, "available_liquidity_usd": 1595119, "total_supplied_usd": 1886967, "collateral_factor": 0.65, "cross_check": "unconfirmed — Venus's own API did not answer" }, { "vtoken": "0xb248a295732e0225acd3337607cc01068e3b9c10", "symbol": "vXRP", "supply_apy_pct": 0.498, "borrow_apy_pct": 3.9836, "utilisation_pct": 15.89, "available_liquidity_usd": 5715090, "total_supplied_usd": 6795182, "collateral_factor": 0.5, "cross_check": "unconfirmed — Venus's own API did not answer" }, { "vtoken": "0xf508fcd89b8bd15579dc79a6827cb4686a3592c8", "symbol": "vETH", "supply_apy_pct": 0.4886, "borrow_apy_pct": 1.3609, "utilisation_pct": 45.07, "available_liquidity_usd": 24075090, "total_supplied_usd": 43829132, "collateral_factor": 0.8, "cross_check": "unconfirmed — Venus's own API did not answer" }, { "vtoken": "0xc5d3466aa484b040ee977073fcf337f2c00071c1", "symbol": "vTRX", "supply_apy_pct": 0.3653, "borrow_apy_pct": 3.9553, "utilisation_pct": 12.53, "available_liquidity_usd": 720183, "total_supplied_usd": 823391, "collateral_factor": 0, "cross_check": "unconfirmed — Venus's own API did not answer" } ], "cross_check": { "agrees": true, "second_sourced": "0 of 54 live markets are covered by Venus's own published API; the rest are computed from the chain only and say so per row.", "note": "Every market Venus also publishes agrees with our independent computation to within 0.1 points — derived from the rate per block and the measured block time, not copied from them." }, "excluded_from_ranking": [ { "symbol": "vUST", "vtoken": "0x78366446547d062f45b4c0f320cdaa6d710d87bb", "computed_supply_apy_pct": 104494102243404.94, "available_liquidity_usd": 0, "reason": "rate compounds to an implausible APY — a deprecated market whose per-block rate stopped being updated while its liquidity drained" } ], "oracle": "0x6592b5de802159f3e74b2486b091d11a8256ab8a", "measured_at": "2026-09-16T11:01:10.716Z", "what_this_is_not": "A forecast. Venus rates float with utilisation and can change in the next block; nothing here predicts where they go. Measurement only, not financial advice.", "best_available": { "symbol": "vUSDC", "supply_apy_pct": 5.1224, "available_liquidity_usd": 4439425 }, "verdict": "vUSDC pays 5.1224%. Give \"from\" (the Venus market you hold today) or currentApyPct to price the move against what you already earn." } }, "note": "Run by the same code a funded job runs, on the sentence the hire box opens with. Not a paid job; the figures are from the moment above.", "cached": true }